Propel Bank. Built for Banks. Powered by Fintech.
Propel Bank is a next-generation bank purpose-built to serve other banks. Backed by Propel Holdings’ 14+ years of fintech innovation, we combine the speed, technology and AI-powered infrastructure of a fintech with the regulatory rigor of a licensed bank.
Licensed as an International Financial Entity (IFE) in Puerto Rico and regulated by the Office of the Commissioner of Financial Institutions, Propel Bank operates at the highest standards of compliance while enabling transformational bank-to-bank partnerships across the U.S., Canada, the U.K. and beyond.
We help banks expand digital lending, modernize their capabilities and deliver faster, smarter financial solutions to their customers. Our platform is global. Our partnerships are mutual. Our standard is trust. Our mission is simple: bring fintech innovation inside the regulated banking system to create scalable, responsible financial opportunity.
We are building a new world of financial opportunity, and we are just getting started.
Position Summary
We are looking for a hands‑on, data‑driven marketer to own and optimize our Direct Mail (DM) program. You will focus on direct-to-consumer DM strategy, execution, deep performance and process analytics, and optimizations to grow the program and make it more effective.
In addition to managing the Direct Mail program, you will also help manage the customer referral program, online reviews for the company's various consumer brands, and other marketing initiatives, such as competitive reviews and ad hoc projects. The marketing team is also running many new initiatives, creating significant opportunities for this role to lead and shape exciting, high‑impact projects across the portfolio.
Responsibilities
Strategy & Planning
- Own and continuously evolve the end‑to‑end Direct Mail program for our brands, from annual plans and channel mix to individual campaigns and tests.
- Translate acquisition and profitability targets into DM volume plans, selection criteria, offers and test roadmaps in partnership with internal teams.
- Manage Direct Mail budgets and forecasts, ensuring campaigns are delivered on time and on budget while meeting CPA/ROI targets.
- Work closely with external partners (e.g., agencies, printers, mail houses, data providers) and internal stakeholders to bring campaigns to life and ensure operational excellence.
- Maintain an up‑to‑date DM schedule across brands and products and communicate changes and performance updates to stakeholders on time.
Process Ownership & Risk Controls
- Own the end‑to‑end operational workflow for Direct Mail, from suppression and selection through enrichment, creative/laser approvals, uploading to internal systems and performance monitoring.
- Partner with internal teams and external partners to design, maintain and continuously improve controls that prevent and detect issues.
- Lead incident triage and remediation for DM‑related issues and feed learnings back into the process.
- Maintain clear documentation, checklists and runbooks for the DM process to ensure repeatability, auditability and effective knowledge transfer.
Testing, Analytics & Optimization
- Design and execute a robust test roadmap across targeting, offer strategy, creative and format, and contact strategy to drive continuous performance improvements.
- Lead post‑campaign and cohort analyses to quantify impact by segment, product, and test cell; summarize insights and recommendations for senior leadership.
- Continuously look for opportunities to improve efficiency and scale the DM program (better targeting, improved response and conversion, lower CPAs, healthier credit performance, more robust controls).
Online Reviews & Reputation Management
- Own and maintain our brand presence and profiles across key review platforms, in partnership with internal teams.
- Design and manage the process to proactively collect customer reviews, including working with internal teams to integrate review requests into key customer touchpoints.
- Coordinate with internal teams to ensure reviews are triaged and responded to in a timely, brand‑appropriate, and compliant way, escalating when needed.
- Identify themes and insights from reviews to help improve customer experience, product, and operations, and track review volume, ratings, and key themes over time to share with Marketing and CX leadership.
Competitive Reviews & Other Marketing Support
- Lead or support competitive reviews across direct mail, email, web, and other channels, leveraging internal and external sources (e.g., competitive DM scans, email, landing pages).
- Synthesize competitor messaging, offers, formats, and customer experience into clear summaries and recommendations for the team.
- Support other Acquisition & Growth initiatives as needed (e.g., testing new channels,
Requirements
Must Have
- 5+ years of experience in performance marketing, CRM, or growth marketing; at least 2–3 years working directly on Direct Mail or offline acquisition programs (or equivalent experience in credit card/loan acquisition analytics).
- Strong analytical skills; highly proficient in Excel (pivot tables, lookups, large datasets) and comfortable with campaign‑level and cohort analysis, including building and interpreting dashboards and presentations.
- Experience working with BI tools and large datasets (e.g., Domo or similar) and interpreting DM dashboards for both performance and issue detection.
- Experience with file‑based marketing operations (SFTP transfers, file formats, ID integrity, record‑count reconciliations, version control) and comfort working with technical and data teams to troubleshoot issues.
- Demonstrated experience running A/B tests, interpreting results, and turning insights into clear recommendations and next steps.
- Experience in financial services or other regulated industries is strongly preferred.
- Excellent project management skills with the ability to juggle multiple campaigns, DM drops, remails, and stakeholder groups simultaneously.
- Strong verbal and written communication skills, with the ability to present complex analysis and process risks in a clear, concise, and business‑friendly way.
- High attention to detail, ownership mindset, and comfort working within governance, risk and compliance frameworks.
Nice to Have
- Experience in consumer credit, lending, or other consumer financial products.
- Familiarity with AI-powered tools for analytics, insights generation, or content/communication support.
Benefits to Joining Propel Bank
- Real growth and promotion opportunities
- Incredible, entrepreneurial culture
- Mission‑driven fintech with real customer impact
- Competitive total rewards
- Diverse, inclusive workplace with accommodations
Compensation Package
Those who meet service or hours requirements are also eligible for: monthly benefits allowance and paid holidays/vacation/sick. All benefits are provided in accordance with and subject to the terms of the applicable plan or program and may change from time to time.
Final compensation is determined by market conditions, location, and the candidate’s experience, skills, and education. This role may also be eligible for performance-based incentive programs and total compensation may include variable incentives, such as bonuses and commissions.
This posting is for an existing vacancy within our organization.
Our Culture
Propel Bank’s culture is a high‑performance, mission‑driven, and entrepreneurial environment with strong emphasis on meritocracy, development, and inclusive, respectful ways of working in a regulated financial setting.
Commitment to Diversity & Inclusion
Propel Bank welcomes and encourages applications from all groups, including Indigenous peoples, women, visible minorities, persons with disabilities, people from gender and sexually diverse communities, and those with intersectional identities. Should you require accommodation throughout any stage of the recruitment and selection process, please specify your requirements when submitting your application and we will work with you to meet your needs.
AI Disclosure
We use AI to assist in reviewing applications and assessing candidates. These tools support our recruitment team, however, all hiring decisions are made by our trained hiring managers and recruitment professionals, not AI.